BEGIN YOUR Releaf JOURNEY by finding your solution.

Protect your mortgage payments so your family can stay in their home. As a homeowner, you probably have homeowners insurance, which protects your home and property from accidents and damage.

But what about the people living in your home? Mortgage protection insurance covers your mortgage payments if you cannot pay the bills due to disability, critical illness, or death and allows your loved ones to stay in their home.

Final Expense

Final Expense Insurance, also called Burial Insurance, is a whole life insurance policy designed to pay off the expenses families face upon the death of a loved one. This type of insurance ensures your loved ones aren't saddled with debts that can be financially troubling after you pass. Final expenses include bills associated with medical expenses, funeral or memorial services, and the price of burial or cremation. The average funeral and burial in the United States today costs approximately $9,000, and that cost does not include end-of-life medical expenses. Protect your family from facing these expenses alone with an affordable Final Expense insurance policy.

Retirement

An annuity is essentially an insurance product. With deferred annuities, the contract holder can accumulate money over years (the "accumulation phase") by either making an initial deposit and watching it grow or by making periodic deposits over time. Funds invested in retirement annuities grow tax-deferred. When you're ready to start drawing on your annuity, you "annuitize" the contract and turn it into an income stream so you receive a series of regular payments each month, quarter, or year.

What Is Universal Life Insurance? Beyond affordability, universal life (UL) policies are also considered the most flexible life insurance. UL policies offer policyholders flexibility with their premium costs and death benefit amount rather than simply providing a fixed death benefit amount for a fixed premium payment.
People who own universal life insurance policies can adjust their needs periodically. UL policies also offer a built-in cash value so you can set money aside on a tax-deferred basis right inside your policy.

Universal Life

Disability income insurance is a type of insurance product designed to help replace a significant portion of your income if you cannot work because of an illness or injury. For this reason, many people think of it as “paycheck protection.” Along with life insurance, disability insurance can offer the protection you need to ensure your family doesn’t lose their home or other valuable assets if the unthinkable happens.

Every parent wants their children to have the very best start in life. Regarding making that goal a reality, parents should consider the SmartStart plan offered through Symmetry Financial Group. This program gives your child a head start on saving for their college education, the down payment of their first home, and even their retirement, all while giving them life insurance protection.
The SmartStart plan is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. The SmartStart life insurance policy provides insurance coverage for your child, coupled with a cash value savings component, which is certainly an intelligent start

What Is Term Life Insurance? Term life insurance coverage is just what it sounds like life insurance for a specified policy term. The coverage is in effect for years that you choose up front, usually 10-30 years. If you die while the policy is in force, the insurance company pays death benefits to your named beneficiaries.

Term Life

A cancer diagnosis, heart attack, or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation. Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid. On top of those obligations, medical bills can quickly pile up. If you can't work, you may not have the means to pay those bills.

Critical illness insurance is a policy that will pay out a benefit as a lump sum if you are diagnosed with a critical illness or condition specified in the policy. This can relieve or lessen the financial strain of critical diseases so you can focus on improving.

Debt Free Life ® is a modern way to pay off your debt using the cash value of a specialized participating whole life insurance policy. Using our exclusive software, your certified Debt Free Life ® consultant will generate a personalized debt elimination report showing you how and when to pay off each debt and the projected amount of interest you’ll save without spending any additional money each month.